Newsletter

Dear Savvy Senior, Can you explain to me how the retirement saver’s tax credit works? My wife and I are in our 50s and are looking for creative ways to boost our retire-ment savings beyond our 401( k). Is this something we may be eligible for?

Ask the Motor Medics

Dear Savvy Senior, What can you tell me about seasonal affective disorder? I’ve always disliked winter, but since I retired and am home a lot more, the gray, cold winter months make me feel really blue. Sad Sam Dear Sam, If you get depressed in the winter but feel better in spring and summer, you may indeed have seasonal affective disorder, or SAD, a wintertime depression that affects roughly 5 percent of Americans.